Mortgage Rates Prediction 2025. Economists at freddie mac expect mortgage rates to stay above 6.5% throughout the end of 2025, according to its july economic, housing and mortgage. With the september rate cut already baked in and unlikely to move the needle much, those sitting on the sidelines may need to decide whether to wait for rates to fall.
Mortgage interest rates are likely to keep going down in 2025. Economists at freddie mac expect mortgage rates to stay above 6.5% throughout the end of 2025, according to its july economic, housing and mortgage.